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Simi Valley Bankruptcy Attorney

Find Debt Relief With An Experienced Team By Your Side

Facing financial challenges can be incredibly stressful. At Financial Recovery Law, we've dedicated years to helping countless individuals in Simi Valley overcome their debt issues, and we're here to assist you in regaining control of your financial future.

We believe in honest, knowledgeable, and client-focused service, treating every individual with the respect and decency they deserve. Our multi-lingual team, fluent in English, Tagalog, and Armenian also ensures that language won't be a barrier when seeking guidance.

Your journey to financial stability begins with a free consultation, where we can discuss your unique situation and provide a path towards a debt-free future. Get in touch with a qualified bankruptcy lawyer in Simi Valley today.

Contact Financial Recovery Law online or dial (888) 256-8581 to schedule a free initial consultation with an experienced Simi Valley bankruptcy attorney. Our services are available in English, Tagalog, and Armenian.

What Debts Can Be Discharged Through Bankruptcy in California

If you're considering bankruptcy in Simi Valley, it's essential to understand which debts can be discharged, offering you a fresh financial start. While bankruptcy can be a lifeline for many, it doesn't wipe the slate entirely clean.

Here's a closer look at the types of debts that can typically be discharged through bankruptcy:

  • Unsecured Credit Card Debt: This is among the most typical types of debt that bankruptcy courts erase.
  • Medical Bills: Because healthcare is so expensive, it is common for patients to accrue enormous medical debt that can be discharged in bankruptcy.
  • Personal Loans: Whether from friends, family, or a lending institution, unsecured personal loans can usually be discharged.
  • Utility Bills: Past-due utility bills, such as electricity and water, may be eligible for discharge.
  • Collections and Repossessions: If you're facing debt collection or the threat of asset repossession, bankruptcy can halt these actions and potentially discharge the underlying debt.
  • Some Tax Debts: While not all tax debts are dischargeable, certain older income tax debts may qualify.
  • Payday Loans: High-interest payday loans, typically considered unsecured, can often be discharged.
  • Lease and Rental Debts: Unpaid rent or lease obligations may be discharged in bankruptcy.

Speak With A Skilled Bankruptcy Lawyer in Simi Valley

It's essential to consult with a qualified bankruptcy attorney to assess your unique financial situation. They can guide you on which debts you may be able to discharge and provide valuable insight into your bankruptcy options.

The road to financial recovery starts with understanding your bankruptcy choices and which debts you can eliminate. In the following sections, we'll explore the various bankruptcy chapters, such as Chapter 7 and Chapter 13, to help you make informed decisions regarding your financial future.

To set up a free consultation with a seasoned Simi Valley bankruptcy attorney, contact Financial Recovery Law at (888) 256-8581 or complete our online form.

Real Stories From Real People

    "Clearly understood"
    Great explanation. Clearly understood. Ready for the next step!
    - Benjie B.
    "Thank you for your help."
    Very informative and highly recommended. Thank you for your help. God bless you Attorney Ray.
    - Michael C.
    "Very impressed"
    Very impressed with Mr. Bulaon. He is obviously very good at what he does. He is friendly, smart, and patient and makes you feel comfortable right away. I wouldn't hesitate to hire this firm or recommend him to anyone needing the service he provides!
    - Traci B.
    "Very professional and kind person."
    Very helpful. Explained every possible way to solve my case. Very professional and kind person. Thank you for helping me again.
    - Normita
    "Thank you"
    After being frustrated with our case being prolonged by another firm, I found Mr. Bulaon of RJB Law Offices. I was very pleased with our initial meeting. I look forward to getting our case resolved finally and behind us. My only disappointment was with myself for not finding Mr. Bulaon sooner. Thank you.
    - Verla R.
    "Thanks for all your help"
    Best lawyer and crew. Thanks for all your help!
    - Marco J.
    "Very professional"
    Very professional and informed, his knowledge of our situation was obvious and I feel we will come to a great resolution.
    - Michael G.
    "They really want to help"
    Very informative and patient and seemed to really want to help.
    - Greg W.
    Download Our Free eBook Written by Ray Bulaon, Attorney at Law
    Learn about common mistakes to avoid, the 4 "big lies" about bankruptcy, rebuilding your credit, facing foreclosure, and more! We've helped thousands of clients overcome their debt issues.
    Download Your Free Copy

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    Why Choose Us

    We Put You & Your Needs First
    • We will treat you, like we treat all our clients, with respect and decency.
    • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.
    • We are known for honest, knowledgeable, and client-focused service.
    • We've helped thousands of people and businesses find debt relief.