Valencia Credit Restoration Lawyer
Restoring Credit After Bankruptcy
It is a common myth that bankruptcy will "ruin" your credit. The truth is that after your bankruptcy is compete, you will have no unpaid debt on your credit report and you will now be able to rebuild your credit through careful financial management and paying your bills in a timely manner. While you may face increased interest rates on any new credit cards or car loans, if you pay them off regularly and show your creditors you are being responsible financially, your credit score can improve dramatically within just a few years.
Every person's financial history is unique and you should speak to a Valencia debt negotiation attorney at Financial Recovery Law to get more information on what to expect after you are finished with your bankruptcy.
We have successfully helped thousands of our clients eliminate their debt and start building a new financial future for themselves and their families through bankruptcy since 2001. Our attorneys are dedicated to helping individuals and business owners protect their valuable assets and get relief from the harassment of collection agencies while using bankruptcy to either discharge all their unsecured debt through chapter 7 or reorganize and pay off their debt over time with chapter 13. When you come into our offices for your free consultation, we will review your finances and advise you on what your best options are.
Credit Restoration Attorney in Valencia
Another step in restoring your good credit after bankruptcy involves reviewing your various credit reports to make sure that any remaining derogatory comments are removed. While there are companies that advertise to do this for you, it is something you can do yourself. Your bankruptcy lawyer can explain how to do this or can assist you in the process if necessary. There are other methods of improving your credit rating including secured credit cards and getting a co-signed loan with another person who has good credit. Making the payments and paying off such loans reflects well on both party's credit reports. To discuss what you can expect after your bankruptcy, speak to an attorney at our offices.
Contact a Valencia Credit Restoration Lawyer and discover how you can restore your good credit after bankruptcy.
Real Stories From Real People
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"Clearly understood"Great explanation. Clearly understood. Ready for the next step!- Benjie B.
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"Thank you for your help."Very informative and highly recommended. Thank you for your help. God bless you Attorney Ray.- Michael C.
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"Very impressed"Very impressed with Mr. Bulaon. He is obviously very good at what he does. He is friendly, smart, and patient and makes you feel comfortable right away. I wouldn't hesitate to hire this firm or recommend him to anyone needing the service he provides!- Traci B.
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"Very professional and kind person."Very helpful. Explained every possible way to solve my case. Very professional and kind person. Thank you for helping me again.- Normita
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"Thank you"After being frustrated with our case being prolonged by another firm, I found Mr. Bulaon of RJB Law Offices. I was very pleased with our initial meeting. I look forward to getting our case resolved finally and behind us. My only disappointment was with myself for not finding Mr. Bulaon sooner. Thank you.- Verla R.
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"Thanks for all your help"Best lawyer and crew. Thanks for all your help!- Marco J.
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"Very professional"Very professional and informed, his knowledge of our situation was obvious and I feel we will come to a great resolution.- Michael G.
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"They really want to help"Very informative and patient and seemed to really want to help.- Greg W.