A Dedicated Team Focused on Finding Solutions We're here to help you find and gain financial relief.

About Ray

  • Ray  Bulaon Photo
    Ray Bulaon

    Attorney & Owner

    Ray Bulaon was born in the Philippines and came to the United States when he was 16 years old. Ray and his wife struggled as a young law student with a small growing family and were overwhelmed with job losses and never-ending bills. They learned firsthand what it feels like to be in debt and not have anyone on your side to protect you and your family's assets. After completing his law studies and obtaining his Juris Doctorate degree, he was admitted to the California Bar in 1997. Ray worked for ...

About Financial Recovery Law

Providing Sound Legal Counsel in Serious Financial Matters

Our firm provides excellent legal representation regarding all debtors facing chapter 7 and chapter 13 bankruptcy. We service the following counties: Riverside, Ventura, Los Angeles, San Bernardino, and Orange. If you need more information don't hesitate to call us at (888) 256-8581.

At Financial Recovery Law we believe in a family oriented approach to all your debt relief legal matters. As a firm that is owned and operated as a family business we understand the stresses that come with mounting debt. We are passionate advocates for your debt settlement needs and want you to know that you are not alone. We strive to unburden your personal, family, and business life all at one time.

Being positive could be the best possible thing and it has become the goal of our entire staff to ensure that our clients feel the same way. Bankruptcy is not the end, but a beginning to better things in your future without debt. We understand our clients goals and will review with each client the available avenues in their journey to regain control of their finances.

View the firm's profile on FindaBankruptcyLawyer.com.

Real Stories From Real People

  • “Clearly understood”

    - Benjie B.
  • “Thank you for your help.”

    - Michael C.
  • “Very impressed”

    - Traci B.

Our Firm’s Philosophy

Our firm is committed to being honest, knowledgeable, and focused on our clients needs. We understand that bankruptcy is not always necessary, or in the best interests of our clients. We will treat you with the respect and honesty that you deserve by outlining every possible option that is available to you. Our aim as a law firm is to serve our clients with compassion and experience, getting each client the relief that best suites their needs.

We've successfully helped thousands of people and businesses find the relief they need from their debt. When you call our firm you are entitled to quality services that include:

  1. We will treat you, like we treat all our clients, with respect and decency.
  2. We keep you fully informed at all times.
  3. We strive to be responsive to all your requests and needs.
  4. We will help you search for the most efficient way to resolve your legal problems.

In addition, we will review the entire process you will be going through on your way to debt relief, while being completely transparent with you. We want our clients to be informed of the path they are on and that we are going to be with them every step of the way.

Why Choose Us

We Put You & Your Needs First
  • We will treat you, like we treat all our clients, with respect and decency.

  • We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.

  • We are known for honest, knowledgeable, and client-focused service.

  • We've helped thousands of people and businesses find debt relief.

Contact Us

We're Ready to Help
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