File Bankruptcy ONLY if Necessary Move forward to the next chapter of your personal or professional life via bankruptcy, business debt mediation restructuring, and tax resolution.
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Download Our Free Bankruptcy eBook
Get a fresh start with Chapter 7 or Chapter 13 bankruptcy. Our firm is here to help.
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Business Debt Mediation & RestructuringWe can help settle or restructure outstanding debt get you and your business back on your feet.
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Tax Resolution & Other ServicesLet our experienced attorneys help with back taxes and other tax-related debts - today.
Santa Clarita Bankruptcy
Ready to Help with Your Family Finances
Our team at Financial Recovery Law cannot only help you get a fresh start with bankruptcy, but we can also help you with business debt mediation and restructuring, and tax resolution. If you are facing financial hardship from medical bills, job loss, business debt, the IRS, or any other source, please do not hesitate to reach out.
Call (888) 256-8581 for immediate assistance - we answer live 24/7!
Bankruptcy
We help individuals, families, and small businesses file for Chapter 7 and Chapter 13 bankruptcies. Whether you are liquidating your assets for a fresh start or reorganizing your debts to make them more manageable, our team will stand by your side throughout the entire bankruptcy process.
We can also help with:
- Creditor harassment – protect your rights under the Fair Debt Collection Practices Act; do not stand for illegal threats or harassment while your debts are in collection.
- Foreclosure – fight foreclosure to avoid losing your home.
- Lien stripping – remove claims to your property and get clean titles for your assets.
- Loan modification – make your payments more manageable.
- Debt settlement and relief – make deals with creditors inside or outside of bankruptcy.
From dispelling bankruptcy myths and helping you decide whether bankruptcy is right for you to guiding you through your life after bankruptcy, Financial Recovery Law will be by your side every step of the way.
Real Stories From Real People
We Have Helped Thousands of People Overcome Their Debt Issues
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"Clearly understood"
Great explanation. Clearly understood. Ready for the next step!- Benjie B. -
"Thank you for your help."
Very informative and highly recommended. Thank you for your help. God bless you Attorney Ray.- Michael C. -
"Very impressed"
Very impressed with Mr. Bulaon. He is obviously very good at what he does. He is friendly, smart, and patient and makes you feel comfortable right away. I wouldn't hesitate to hire this firm or recommend him to anyone needing the service he provides!- Traci B. -
"Very professional and kind person."
Very helpful. Explained every possible way to solve my case. Very professional and kind person. Thank you for helping me again.- Normita
Business Debt Mediation and Restructuring
If your business is experiencing financial hardship, we can help you get back in the black with business debt mediation and restructuring. Business debt mediation is an alternative to filing for bankruptcy and allows you to discuss your outstanding debt with creditors outside of court. Once you explain the realities of your company’s financial situation to creditors, we can work with them to restructure or settle the debts.
After all, creditors would rather get some of their money back than lose the entire debt to bankruptcy. Find a solution that works for both your business and your creditors with Financial Recovery Law.
Tax Resolution
Dealing with the Internal Revenue Service (IRS) can be difficult, especially when you owe back taxes and other tax-related debts. If paying your taxes feels too burdensome to bear, turn to our firm for help. We can help you make an offer in compromise or a payment plan installation agreement.
Individuals, families, and businesses alike need to be in good standing with the IRS. Do not put off tax problems for another day.
Why Work With Financial Recovery Law?
We Put You & Your Needs First
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We will treat you, like we treat all our clients, with respect and decency.
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We are a multi-lingual firm with attorneys fluent in English, Tagalog, and Armenian.
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We are known for honest, knowledgeable, and client-focused service.
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We've helped thousands of people and businesses find debt relief.
Get Relief for Your Financial Situation
We'll Find the Solution That's Right For You
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Chapter 7 BankruptcyChapter 7 Bankruptcy
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Debt SettlementDebt Settlement
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Tax ResolutionTax Resolution
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Student Loan AssistanceStudent Loan Assistance
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Chapter 13 BankruptcyChapter 13 Bankruptcy
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Creditor HarrassmentCreditor Harrassment
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Wage GarnishmentsWage Garnishments
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Loan ModificationLoan Modification
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ForeclosureForeclosure
Your Dedicated Legal Advisor
We're Here to Provide Guidance, Solutions, and Relief
With over 5,000 successful Chapter 7 and Chapter 13 cases, Ray has dedicated his career to helping individuals and small businesses navigate financial crises. Licensed in both State and Federal Courts, Ray combines his professional expertise with personal experience to provide compassionate, knowledgeable guidance to those in need. In his free time, he enjoys spending quality moments with his wife, Sarah, and their three children, always placing family first.
